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4 Beds
2 Baths
2,015 sqft

$3,950,000

20 Plover CIR, Unknown CA, 95076

Price per sqft$1,960.30
Built in1980
Property size2,015 sqft
Property typeResidential

Overview

Active

Listed Oct 19, 2026

Updated 4h ago

Where modern luxury meets the sea. Designed for effortless indoor/outdoor living, this home captures panoramic ocean views from Santa Cruz to the Monterey Peninsula. Sweeping ocean vistas fill the expansive deck, chef's kitchen, living room and luxurious top-floor primary suite, where a private balcony, sitting area and full bay window create a spectacular retreat. Wake to dolphins, whales and seabirds, unwind to the sound of waves, or take your morning meetings with the Pacific as your backdrop. Recently transformed by a nearly $2M renovation, this 4-bedroom, 2.5-bath home is in truly like-new condition, combining privacy, impeccable quality, high-end design and generous living space. A private walkway leads directly to a sandy beach, just steps from the ocean- perfect for long walks and endless play. Set within a gated community with pickleball/tennis courts, basketball courts and an on-site fire station. The home also enjoys the rare advantage of being oceanfront without the high-risk flood zone designation. With the potential for short-term rental income without the waitlist, this an opportunity to generate revenue when not in use. Just over an hour from Silicon Valley, this is more than a 2nd home- its an escape to an extraordinary way of life, at the edge of the Pacific.

$26,279/mo

Est. mortgage payment based on a $3,950,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
82065046ML

Interior Features

Bedrooms
4
Bathrooms
2
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.32 Acres

Other Property Details

Association Fee Frequency
Quarterly
View
Yes

Listed by Amy Kroeger with Christie's International Real Estate Sereno
Listing Contact: 831-204-1455 

Based on information from The MLSTM / Combined LA/Westside Multiple Listing Service, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently reviewed and verified. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. All properties are subject to prior sale, change or withdrawal, and may or may not be listed by the office/agent presenting the information. Neither listing broker(s) nor Dean Mandile shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. 

©2026 Combined L.A./Westside MLS. All rights reserved.

Data last updated 10/22/2026

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